Guides and answers
Health insurance, explained without the jargon
Straight answers on Obamacare, supplemental coverage, life insurance and enrolling with a pre-existing condition. Written for families in Florida, Georgia, the Carolinas and Texas, by the agents who do this every day.
TPS o asilo: ¿pierdo el subsidio de Obamacare en 2027?
Sí. Si tienes TPS, asilo o estatus de refugiado sin green card, parole o una visa de trabajo, desde el 1 de enero de...
Read articleSeguro médico con diabetes: qué revisar antes de elegir
Sí, puedes conseguir seguro médico teniendo diabetes, y no te lo pueden negar ni cobrar más por ella. Bajo la ley de cuidado de...
Read article¿Puedo inscribirme en Obamacare fuera de temporada?
Sí, puedes. Si en los últimos 60 días pasó algo importante en tu vida, como perder el seguro del trabajo, mudarte de condado, casarte...
Read article¿Qué es el ICHRA? La alternativa al seguro de grupo para empleadores en 2026
Si tienes empleados y estás pagando un plan de salud de grupo, probablemente ya sabes que los costos no paran de subir. Hay una...
Read article
Diabetes and Insurance: Why You Can’t Afford to Wait Any Longer
Diabetes and Insurance: Why You Can’t Afford to Wait Any Longer Millions of people globally are facing the looming threat of diabetes, a chronic...
Read article
Last Chance to Update Your Health Insurance: Don’t Wait for the Next Crisis
Last Chance to Update Your Health Insurance: Don’t Wait for the Next Crisis As unpredictable as life is, none of us really know when...
Read article
Are Your Employees Covered for the Next Pandemic? Here’s Why Group Policies Matter
Are Your Employees Covered for the Next Pandemic? Here’s Why Group Policies Matter The COVID-19 pandemic taught us many things about preparedness, especially when...
Read article
Heart Disease, Diabetes, and Hypertension: Are You Covered for the Top Illnesses?
Heart Disease, Diabetes, and Hypertension: Are You Covered for the Top Illnesses? In the backdrop of our fast-paced lives, chronic illnesses like heart disease,...
Read article
What Happens If You’re Diagnosed with a Chronic Illness Without Insurance?
What Happens If You’re Diagnosed with a Chronic Illness Without Insurance? Picture this: you're sitting in a sterile doctor's office, your heart pounding as...
Read article
Why Every Business Needs ICHRA in 2024
Why Every Business Needs ICHRA in 2024 In today’s rapidly evolving business landscape, staying ahead means not just adapting but leading. Enter Individual Coverage...
Read article
The Cost of Waiting: Why Delaying Health Insurance Could Be Your Biggest Mistake
The Cost of Waiting: Why Delaying Health Insurance Could Be Your Biggest Mistake Delaying health insurance might seem like a harmless decision in the...
Read article
How Calma Insurance’s Group Plans Offer the Best Coverage for Diabetes Patients
How Calma Insurance’s Group Plans Offer the Best Coverage for Diabetes Patients Navigating the healthcare landscape as a diabetes patient can be daunting, with...
Read article
Top Health Risks You’re Ignoring: Are You Covered?
Top Health Risks You’re Ignoring: Are You Covered? In today's fast-paced world, it’s easy to overlook the nuances of health management. However, ignoring potential...
Read article
You’re Not Protected: Common Illnesses Your Health Insurance Doesn’t Cover
You’re Not Protected: Common Illnesses Your Health Insurance Doesn’t Cover When we think about health insurance, we often assume that we're covered for major...
Read article
Don’t Let Your Employees Leave You Behind: How Group Health Insurance Can Retain Top Talent
Don’t Let Your Employees Leave You Behind: Unlock the Secret to Retaining Top Talent with Group Health Insurance In today's competitive job market, attracting...
Read article
The Illnesses Most Americans Aren’t Covered For—Are You at Risk?
The Illnesses Most Americans Aren’t Covered For—Are You at Risk? Unforeseen health issues can strike at any moment, and with them, unexpected medical expenses...
Read article
Missed the Open Enrollment? Here’s What You Can Do to Still Get Health Insurance
Missed the Open Enrollment? Here’s What You Can Do to Still Get Health Insurance In the ever-changing landscape of American healthcare, missing the open...
Read article
How an Unexpected Heart Attack Could Ruin Your Finances Without Coverage
How an Unexpected Heart Attack Could Devastate Your Finances Without Insurance Coverage Heart disease is a silent threat, lurking beneath the surface until it...
Read article
Are You Prepared for the Next Health Crisis? Why Group Policies Are the Future
Are You Prepared for the Next Health Crisis? Why Group Policies Are the Future Health crises have become an undeniable part of our modern...
Read article
Don’t Let a Cancer Diagnosis Bankrupt You: How the Right Health Insurance Can Protect You
Don’t Let a Cancer Diagnosis Bankrupt You: How the Right Health Insurance Can Protect You A cancer diagnosis can be devastating, not only for...
Read article
How Group Policies Like ICHRA Can Save Your Business in 2024
How Group Policies Like ICHRA Can Save Your Business In 2024 Small businesses and entrepreneurs are constantly seeking innovative ways to stay competitive in...
Read article
Are You Covered for the Next Flu Season? Here’s Why You Shouldn’t Wait
Are You Covered for the Next Flu Season? Here’s Why You Shouldn’t Wait The flu season lurks just around the corner, stretching from October...
Read article
The Deadly Financial Risk of Not Having Health Insurance: Popular Illnesses That Cost You
The Deadly Financial Risk of Not Having Health Insurance: Popular Illnesses That Cost You Every day, millions of Americans are playing a risky game,...
Read article
Don’t Miss Out: Health Insurance for Chronic Illnesses You Need in the U.S.
Don't Miss Out: Essential Health Insurance for Chronic Illnesses in the U.S. Every year, chronic illnesses like diabetes, heart disease, and asthma impact millions...
Read article