About us
We aim to provide families with accurate 
insurance information
Our Values
What makes us different
We value the trust our clients place in us, and for that reason, we work tirelessly to maintain high standards of service, fairness, and client satisfaction. We pride ourselves in treating all our clients with:
Integrity
Transparency
Empathy.
Our Mission
Our commitment to you
Provide you with the clearest and most accurate health and life insurance information and advice so you can make informed decisions to protect the well-being of yourself and your loved ones. We strive to offer exceptional service, expert advice, and coverage options tailored to your unique needs.
Contact usOur partners
FAQ
About Health insurance
Health insurance is a contract between a person and an insurance company that provides coverage for medical and healthcare expenses. By paying a premium regularly, the insured gets financial protection in the event of illness or injury.
Health insurance benefits may include doctor visits, hospitalization, prescription drugs, surgeries, and other medical treatments. Some plans also offer preventive services and maternity care.
OBAMACARE, also known as the Affordable Care Act, is a health insurance program implemented in the United States to improve the accessibility and affordability of medical care for all citizens.
To get health insurance through OBAMACARE, you can go to the online Health Insurance Marketplace and compare the different options available. Depending on your financial situation, you may qualify for subsidies and tax credits that lower the coverage cost.
The open enrollment period is the time during which you can enroll in or make changes to your health insurance without special qualifications. In the United States, the open enrollment period for OBAMACARE generally occurs once a year.
About Life insurance
Life insurance is a contract in which an insurance company pays an insured amount to designated beneficiaries in the event of the death of the insured. It works by paying regular premiums in exchange for the financial protection provided.
Term life insurance provides coverage for a specific period of time (for example, 10, 20, or 30 years) and is often more affordable. On the other hand, whole life insurance offers lifetime coverage and can build cash value over time.
The insured designates the beneficiaries of the life insurance, in other words, those who will receive the insured amount in the event of the insured death. Beneficiaries can be spouses, children, family members, or anyone the insured chooses.
No, life insurance is not required, but it can be an important tool in financially protecting your loved ones in the event of your death.
The grace period is additional time granted after the premium payment due date. During this period, the policy remains valid and the insured can pay the outstanding premium without losing coverage.